Budget Mkononi is your all-in-one hub for simple Kenyan budgeting tools. From planning your mshahara with the 60/20/20 rule to cutting and managing your money, it helps you take control of your finances and avoid living beyond your means. Smart, free, and always in your hands.

Budget Mkononi helps you:

✅ Plan your mshahara with the 60/20/20 rule
✅ Control food shopping costs with SupaMarket Basket
✅ Track rent, school fees, and transport expenses
✅ Avoid debt traps and mobile loan surprises
✅ Build savings and emergency cushions
✅ Access all tools free, anytime, anywhere

Mshahara Planner

Plan. Save. Smile.

Live Within Your Salary,
Not Beyond It

Type your monthly salary (numbers only), then tap Calculate to see your budget plan.

Needs 60%Wants 20%Savings 20%

💡 Living Within Your Means

  • 🏠 Rent Smart: aim ≤ 30% of salary
  • 🍲 Needs First: food, transport, utilities
  • 🎉 Limit Wants: keep them to 20% total
  • 💰 Save Consistently: build an emergency cushion
  • 📚 Personal Growth: invest in skills & opportunities

Your Budget Plan

Monthly Income
KSh 0
Kenya-specific 60/20/20 split.
Rent & Housing (28%)
KSh 0
Food & Groceries (14%)
KSh 0
Transport (6%)
KSh 0
Utilities (Power/Water) (4%)
KSh 0
Data & Airtime (2%)
KSh 0
School Fees (6%)
KSh 0
Entertainment (5%)
KSh 0
Eating Out (2%)
KSh 0
Personal/Other (13%)
KSh 0
Emergency Savings (10%)
KSh 0
Personal Growth Fund (10%)
KSh 0
Emergency Fund target (3 months of Needs): KSh 0

SupaMarket Basket

Budget your monthly shopping with ease. Enter your family size to get a suggested basket of essentials, scaled for your household.

Adults:
Kids:

Tap Generate List to see monthly quantities.

Item
Suggested Qty
Notes
🛒 Heads-up
These are rough monthly suggestions.
Needs vary by appetite, age, diet, region, and cooking habits.
Smart Savings Tips
Built with ❤️ by Tujulishane
Runs entirely in your browser — nothing is saved or sent.